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Depending on interest rates, mortgage products and credit scores, you may be able to afford more home than you think!

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You're not limited by the number of bedrooms on the floor plan. Many plans include rooms with flexible usage possibilities. An office or bonus room could be used as a den, playroom or bedroom, depending on window configuration.

Single Family - A detached, free-standing home built on a large lot with a yard.

Garden/Courtyard - The garden home is a detached home with an efficient floor plan on a small home site that requires minimal yard maintenance. The courtyard home is a detached home with the upscale features and details of an executive home built a small home site that requires minimal yard maintenance.

Town home - A two or three story home that is connected by a common wall to another residence.