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8473 Chimney Rock Drive

Mechanicsville, VA 23116
$739,000
Calculator$0/mo
  • Beds4
  • Baths4.5
  • Sq Ft3,606
  • Stories3
  • Garage2-Car

Waterview Property with Finished Basement!

Welcome to this thoughtfully designed, move-in-ready home with three finished levels of living space. The finished basement features nine-foot ceilings, a spacious great room, bedroom, full bath, and ample storage. The exterior showcases blue Hardie® siding with brick accents, while the open main level offers light-toned flooring and abundant natural light. A gourmet kitchen with light cabinetry, a navy island, quartz countertops, stainless steel appliances, and a tile backsplash flows seamlessly into the great room and sunroom, anchored by a cozy fireplace. A first-floor guest suite provides flexible living options, and the primary suite offers a private retreat with a walk-in closet and spa-inspired bath. Upstairs, a loft bedroom with a walk-in closet and access to unfinished storage adds versatility. Outdoor living is enhanced by a spacious deck and patio overlooking the backyard and peaceful pond views.
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Floor Plan

1st Floor
2nd Floor
Basement

Specifications

  • Address
    8473 Chimney Rock Drive
  • City, St, Zip
    Mechanicsville, VA 23116
  • Bedrooms
    4
  • Full Baths
    4
  • Half Baths
    1
  • Sq Ft
    3,606
  • Price
    $739,000
  • Estimated Completion Date
    Available Now
  • Community
    Stags Trail
  • Plan
    Oakton
  • Status
    Active
  • Homesite
    21
  • Garages
    2-Car
  • Primary Bedroom Location
    Main Floor

Map & Directions

Community Directions
  • From 301 N: Turn right onto Rural Point Rd.
  • Turn right onto Chimney Rock Dr.
Home Address

8473 Chimney Rock Drive
Mechanicsville, VA 23116

View in Google Maps

Schools

Stags Trail Schools

*Schools can change without notice. Verify with the local school district.

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View Google Map8525 Chimney Rock Drive | Mechanicsville, VA
  • 4Beds
  • 3.5Baths
  • 2,527Sqft
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View Google Map8529 Chimney Rock Drive | Mechanicsville, VA
  • 3Beds
  • 2.5Baths
  • 2,542Sqft
  • 2-carGarage
Ready March 2026

Stags Trail Included Features

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 12/31/25. Loan must close before 2/28/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 7/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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