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8505 Chimney Rock Drive

Mechanicsville, VA 23116
$709,127
Calculator$0/mo
  • Beds4
  • Baths2.5
  • Sq Ft2,507
  • Stories2
  • Garage2-Car

Basement Included!

For those seeking forest and water views, this home offers over 2,500 square feet of thoughtfully designed living space plus an unfinished basement with more than 1,100 square feet for future expansion. The exterior features pale blue Hardie® siding with brick accents, while inside, a warm neutral palette and medium-toned flooring create a welcoming backdrop. The open main level includes a gourmet kitchen with white cabinetry, a striking navy island, quartz countertops, stainless steel appliances, and a stylish tile backsplash, flowing seamlessly into the great room with a gas fireplace and a versatile flex space ideal for a home office or den. The first-floor primary suite is a private retreat, showcasing a dramatic box ceiling, an expansive walk-in closet, and a spa-like bath with highly upgraded quartz countertops and an oversized walk-in tile shower with a built-in bench. Upstairs, three spacious bedrooms and a full bath provide room for guests or hobbies, while the unfinished basement adds incredible potential for future living space or storage. With designer finishes and thoughtful details throughout, this home blends everyday comfort with standout appeal.
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Floor Plan

1st Floor
2nd Floor
Basement

Specifications

  • Address
    8505 Chimney Rock Drive
  • City, St, Zip
    Mechanicsville, VA 23116
  • Bedrooms
    4
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    2,507
  • Price
    $709,127
  • Estimated Completion Date
    Available Now
  • Community
    Stags Trail
  • Plan
    Arbor Ridge
  • Status
    Active
  • Homesite
    14
  • Garages
    2-Car
  • Primary Bedroom Location
    Main Floor

Map & Directions

Community Directions
  • From 301 N: Turn right onto Rural Point Rd.
  • Turn right onto Chimney Rock Dr.
Home Address

8505 Chimney Rock Drive
Mechanicsville, VA 23116

View in Google Maps

Schools

Stags Trail Schools

*Schools can change without notice. Verify with the local school district.

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View Google Map8505 Chimney Rock Drive | Mechanicsville, VA
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  • 2.5Baths
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  • 3Beds
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Ready March 2026

Stags Trail Included Features

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 11/30/25. Loan must close before 12/31/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 7/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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