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Cottages at Millwood

6456 Lila Crest Lane | Midlothian, VA
 | Mid $400s

THE ONLY Single Family Homes in Cosby High School District under $440,000! 1 Opportunity Remains!

All homes completed by November! Welcome to Midlothian's Cottages at Millwood, where you'll find low-maintenance living and thoughtfully designed homes offering second-floor primary suites. Residents will enjoy the convenience of living less than one mile from Cosby High School and just three miles from Cosby Village Shopping Center, Hancock Village Shopping Center, and Duckridge Landing Shopping Center. Plus, Cottages at Millwood is located less than 30 minutes from both Richmond and Short Pump Town Center. Amenities include a communal covered area with a cozy firepit, perfect for gathering with neighbors.
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    Photo Gallery

    Community Photo Gallery
    • Dawson Plan
    • Kitchen | Dawson
    • Kitchen | Great Room
    • Kitchen | Great Room
    • Kitchen | Eat-in
    • Kitchen | Primary Bedroom
    • Kitchen | Primary Bathroom
    • Kitchen | Primary Bathroom
    • Kitchen | Secondary Bedroom

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    If you don’t see your preferred time, call 804-552-5743 and we’ll find a spot that works for you.

    Interactive Site Map

    Cottages at Millwood Included Features

    Community Amenities

    Firepit

    Pavilion

    Sidewalks

    Walking Trails

    Yard Maintenance

    Schools

    Cottages at Millwood Schools

    *Schools can change without notice. Verify with the local school district.

    Points of Interest

    • Athletics Athletics
    • Bowling Alley Bowling Alley
    • Brewery Brewery
    • Hospital Hospital
    • Restaurant Restaurant
    • School School
    • Shopping Mall Shopping Mall
    • University University
    • Zoo Zoo

    Map & Directions

    Community Directions
    • From Route 288: travel to Hull Street Road W.
    • Travel 3.5 miles and turn right onto Fox Club Parkway.
    • Turn right onto Village Square Parkway.
    • Cottages at Millwood will be on the left.
    Community Address
    6456 Lila Crest Lane
    Midlothian, VA 23112
    View in Google Maps
    Hours
    • Monday: 10am-5pm
    • Tuesday: 10am-5pm
    • Wednesday: 1pm-5pm
    • Thursday: 10am-5pm
    • Friday: 10am-5pm
    • Saturday: 11am-5pm
    • Sunday: 12pm-5pm

    Ready To Get Started?

    Send us a quick message and we’ll get back with you shortly.

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    All trademarks are the property of their respective owners.

    Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

    ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

    Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 09/14/2026. Loan must close before 01/12/2027. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates are only available until pool of funds is depleted or rate expires.

    *Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed-rate loan with zero points based on 360 monthly payments at $2,227.56 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,595 origination fee, 6.372% APR, and 5.49% interest rate as of 09/25/26. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your builder sales manager for a list of eligible homes.

    **Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $400,000 sales price. $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points. $2,227.56 monthly payments. First-year monthly payment $1,761.45 rate 3.49%, 6.237% APR. Second Year monthly payment $1,987.70 with an interest rate of 4.49% and 6.237% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,595 origination fee. 6.237% APR and 5.49% interest rate for years 3-30 of the loan as of 09/30/2026 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $8,471.64 to pay for the cost of the 2/1 Buydown. 

    Silverton Mortgage is authorized to originate USDA loans, but is not an agent of, or affiliated with, the U.S. Government. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. Vanderbilt Mortgage and Finance, Inc. dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561 (http://mnlsconsumeraccess.org/). All information is believed accurate and subject to change without notice. 

    Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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