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THIS OFFER MAY NOT BE COMBINED WITH OTHER INCENTIVES.

Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
Promotion available for purchase contracts signed on or after 03/01/2024 for loans that close on or before 08/30/2024. Buydown offer may not be available with all loan programs.

*Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $400,000 sales price. $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points. $2,646.06 monthly payments. First-year monthly payment $2,138.50 rate 5.125%, 7.933% APR. Second Year monthly payment $2,386.42 with an interest rate of 6.125% and 7.933% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 7.933% APR and 7.125% interest rate for years 3-30 of the loan as of 4/24/2024 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $9,206.40 to pay for the cost of the 2/1 Buydown.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org). Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and is subject to change without notice. 3/2024

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