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Mungo Homes
  • Wilmington
  • Bolivia
  • River Tide Farms
Lawrence Plan
+ 48 Photos

Take Advantage of 2.99% (5.746% APR)* Special Financing with use of our Lender Partner!

River Tide Farms

491 Galloping Foal Way SE | Bolivia, NC
 | High $200s
  • 15 New Homes
    For Sale
  • 2 Homes Under
    Construction
  • 6Floor
    Plans

Affordable Coastal Living Convenient to Wilmington, Leland, & Area Beaches!

Welcome to River Tide Farms, a thoughtfully designed community in the heart of Bolivia, NC, featuring new homes ranging from 1,500 to over 2,500 square feet. Planned future amenities, including a pool and cabana, will create a welcoming neighborhood hub for relaxation and connection. Ideally located just over twenty minutes from the beautiful Wilmington-area beaches of Oak Island and Holden Beach, River Tide Farms makes it easy to spend weekends enjoying the sand, surf, and coastal lifestyle. Outdoor enthusiasts will appreciate the close proximity to fishing and boating along the Lockwood Folly River, with convenient Intracoastal Waterway access nearby. Golfers are just minutes from Carolina National Golf Club, while the charming waterfront town of Southport offers boutique shopping, local dining, and year-round events. Everyday conveniences are close at hand too, with easy access to restaurants and shopping in both Bolivia and Leland, making River Tide Farms an ideal blend of coastal living and everyday comfort.
Read More
  • 2 - 5
    Beds
  • 2 - 3.5
    Baths
  • 1,383 - 2,380
    SQ FT
Download PDF
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Community Photo Gallery
  • Lawrence Plan
  • Lancaster Plan
  • Ford Plan
  • Durham II Plan
  • Community Pool and Cabana
  • Close to Ocean Island Beach
  • Convenient to Golf Courses
  • Near the Intracoastal Waterway
  • Brunswick | Kitchen
  • Brunswick | Great Room
  • Brunswick | Dining Room
  • Brunswick | Primary Bedroom
  • Brunswick | Primary Bathroom
  • Brunswick | Office
  • Near Beautiful Wilmington Beaches
  • Lawrence | Kitchen
  • Lawrence | Kitchen
  • Lawrence | Eat-In
  • Lawrence | Great Room
  • Lawrence | Great Room
  • Lawrence | Great Room
  • Lawrence | Primary Bedroom
  • Lawrence | Primary Bedroom
  • Lawrence | Primary Bathroom
  • Lawrence | Primary Bathroom
  • Lawrence | Bonus Room
  • Lawrence | Bedroom
  • Lawrence | Screened-In Porch
  • Ford | Kitchen
  • Ford | Great Room
  • Ford | Great Room
  • Ford | Eat-In
  • Ford | Primary Bed
  • Ford | Guest Bed
  • Ford | Secondary Bed
  • Ford | Covered Porch
  • Lancaster | Kitchen
  • Lancaster | Kitchen
  • Lancaster | Great Room
  • Lancaster | Primary Bedroom
  • Lancaster | Office
  • Lancaster | Primary Bathroom

Request A Meeting

If you don’t see your preferred time, call 910-994-7492 and we’ll find a spot that works for you.

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as low as 2.99% (5.746% APR)*
+ 24 Photos
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite38
$279,973
Calculator$0/mo
View Google Map478 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,383Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite38
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as low as 2.99% (5.746% APR)*
+ 22 Photos
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite39
$289,658
Calculator$0/mo
View Google Map482 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,500Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite39
Available Now
as low as 2.99% (5.746% APR)*
+ 29 Photos
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite99
$339,652
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View Google Map475 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 3Baths
  • 1,978Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite99
Available Now
Want to design it your way?
Start fresh with a
to-be-built home.
See how to get started
as low as 2.99% (5.746% APR)*
+ 24 Photos
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite98
$314,274
Calculator$0/mo
View Google Map471 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,761Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite98
Available Now
as low as 2.99% (5.746% APR)*
+ 23 Photos
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite101
$334,041
Calculator$0/mo
View Google Map483 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,707Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite101
Available Now
as low as 2.99% (5.746% APR)*
+ 27 Photos
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite100
$369,156
Calculator$0/mo
View Google Map479 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 3Baths
  • 2,378Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite100
Available Now
as low as 2.99% (5.746% APR)*
+ 21 Photos
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite36
$309,654
Calculator$0/mo
View Google Map470 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,383Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite36
Available Now
as low as 2.99% (5.746% APR)*
+ 9 Photos
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite34
$299,076
Calculator$0/mo
View Google Map462 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite34
Available Now
as low as 2.99% (5.746% APR)*
+ 9 Photos
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite30
$299,561
Calculator$0/mo
View Google Map446 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite30
Available Now
as low as 2.99% (5.746% APR)*
+ 9 Photos
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite28
$299,945
Calculator$0/mo
View Google Map438 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite28
Available Now
as low as 2.99% (5.746% APR)*
+ 6 Photos
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite29
$314,792
Calculator$0/mo
View Google Map442 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 1,806Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite29
Available Now
as low as 2.99% (5.746% APR)*
+ 25 Photos
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite35
$314,014
Calculator$0/mo
View Google Map466 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 1,786Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite35
Available Now
as low as 2.99% (5.746% APR)*
+ 9 Photos
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite32
$299,342
Calculator$0/mo
View Google Map454 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite32
Ready May 2026
as low as 2.99% (5.746% APR)*
+ 8 Photos
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite31
$343,412
Calculator$0/mo
View Google Map450 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 2,166Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite31
Ready June 2026
as low as 2.99% (5.746% APR)*
+ 8 Photos
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite33
$339,820
Calculator$0/mo
View Google Map458 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 2,175Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite33
Ready June 2026
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite38
$279,973
Calculator$0/mo
View Google Map478 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,383Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite38
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite39
$289,658
Calculator$0/mo
View Google Map482 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,500Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite39
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite99
$339,652
Calculator$0/mo
View Google Map475 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 3Baths
  • 1,978Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLawrence
  • Homesite99
Available Now
Want to design it your way?
Start fresh with a
to-be-built home.
See how to get started
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite98
$314,274
Calculator$0/mo
View Google Map471 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,761Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite98
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite101
$334,041
Calculator$0/mo
View Google Map483 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,707Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite101
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite100
$369,156
Calculator$0/mo
View Google Map479 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 3Baths
  • 2,378Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanDurham II
  • Homesite100
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite36
$309,654
Calculator$0/mo
View Google Map470 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,383Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanFord
  • Homesite36
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite34
$299,076
Calculator$0/mo
View Google Map462 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite34
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite30
$299,561
Calculator$0/mo
View Google Map446 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite30
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite28
$299,945
Calculator$0/mo
View Google Map438 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite28
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite29
$314,792
Calculator$0/mo
View Google Map442 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 1,806Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite29
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite35
$314,014
Calculator$0/mo
View Google Map466 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 1,786Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanGuilford
  • Homesite35
Available Now
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite32
$299,342
Calculator$0/mo
View Google Map454 Galloping Foal Way SE | Bolivia, NC
  • 3Beds
  • 2Baths
  • 1,548Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanBrunswick
  • Homesite32
Ready May 2026
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite31
$343,412
Calculator$0/mo
View Google Map450 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 2,166Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite31
Ready June 2026
as low as 2.99% (5.746% APR)*
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite33
$339,820
Calculator$0/mo
View Google Map458 Galloping Foal Way SE | Bolivia, NC
  • 4Beds
  • 2.5Baths
  • 2,175Sqft
  • 2-carGarage
  • CommunityRiver Tide Farms
  • Floor PlanLancaster
  • Homesite33
Ready June 2026

There are currently 2 additional homes that are actively under construction. Check back often as more homes are available for sale weekly!

New Homes For Sale are homes available for immediate sale or occupancy based on posted estimated completion date.

Under Construction Homes are new homes that have been started but not yet available for purchase. Each week, select homes will transition from Under Construction to New Homes For Sale.

More Info

Available Floor Plans

Ford
  • 2-5Bds
  • 2-3.5Ba
  • 1,383-1,902Sqft
Lawrence
  • 3-4Bds
  • 2-3.5Ba
  • 1,500-1,978Sqft
Brunswick
  • 3Bds
  • 2Ba
  • 1,548Sqft
Durham II
  • 3-5Bds
  • 2-3Ba
  • 1,761-2,380Sqft
Guilford
  • 4Bds
  • 2.5Ba
  • 1,772-1,816Sqft
Lancaster
  • 4-5Bds
  • 2.5-3Ba
  • 2,152-2,175Sqft
Guilford
  • 4Bds
  • 2.5Ba
  • 1,772-1,816Sqft
Lancaster
  • 4-5Bds
  • 2.5-3Ba
  • 2,152-2,175Sqft
Brunswick
  • 3Bds
  • 2Ba
  • 1,548Sqft
Lawrence
  • 3-4Bds
  • 2-3.5Ba
  • 1,500-1,978Sqft
Ford
  • 2-5Bds
  • 2-3.5Ba
  • 1,383-1,902Sqft
Durham II
  • 3-5Bds
  • 2-3Ba
  • 1,761-2,380Sqft

Interactive Site Map

River Tide Farms Included Features

Community Amenities

Cabana

Pool

Schools

River Tide Farms Schools

  • School Bolivia Elementary School
  • School South Brunswick Middle School
  • School South Brunswick High School
*Schools can change without notice. Verify with the local school district.

Points of Interest

  • Golf Course Golf Course
  • Grocery Store Grocery Store
  • Hospital Hospital
  • Movie Theater Movie Theater
  • Park Park
  • Restaurant Restaurant
  • School School
  • Shopping Mall Shopping Mall
  • Store Store
  • University University

Map & Directions

Community Directions
  • From Wilmington: follow US 74/76 W to US-17 S towards Brunswick County Beach.
  • Travel for 12.2 miles, and turn left onto Wild Stallion Drive.

  • From Shallotte: travel North on US 17 towards Brunswick County Beach.
  • Turn right onto Wild Stallion Drive.


Community Address
491 Galloping Foal Way SE
Bolivia, NC 28422
View in Google Maps
Hours
  • Wednesday: 1pm-6pm
  • Thursday: 10am-6pm
  • Friday: 10am-6pm
  • Saturday: 10am-6pm
  • Sunday: 1pm-6pm

Ready To Get Started?

Send us a quick message and we’ll get back with you shortly.

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All trademarks are the property of their respective owners.

Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 5/31/26. Loan must close before 6/30/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,608.63 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.147% APR, and 4.99% interest rate as of 09/09/25. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 09/09/25. Loan must close before 01/08/26.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,792.69 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,595 origination fee, 5.531% APR, and 4.75% interest rate as of 02/27/2026. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

*Contact the community sales manager for a list of eligible homes. Contracts written on or after 02/09/2026. Loan must close before 08/09/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. 392,755 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.422% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,761.45 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $1,987.70 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,017.16. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

***Example of 100% LTV (0 Down) 5/1 ARM VA Loan Program with $400,000 sales price. 400,000 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 0% cash down payment of $0 required. Example includes $1,595 origination fee, 4.733% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,793.95 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $2,091.17 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,072.82. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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