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4028 Monetta Drive

Elgin, SC 29045
$261,974
Calculator$0/mo
  • Beds4
  • Baths2.5
  • Sq Ft1,709
  • Stories2
  • Garage1-Car

The Evans is a two-story, four bedroom, two-and-one-half bathroom home! The covered front porch welcomes you into the home, where you'll find luxury vinyl plank flooring throughout the main level. The kitchen is equipped with a gas cooktop, stone gray cabinetry with crown and hardware, granite countertops, and a sizeable pantry. The kitchen overlooks the great room and eat in which features vaulted ceilings! The laundry room is situated on the main level and provides cabinets for added storage and convenience. The primary suite on the main level houses a spacious walk-in closet, vaulted ceilings, a full tile shower with a tile bench seat, and dual sinks on the second level, three secondary bedrooms share a full bathroom with two sinks. Come experience the Evans plan at Ellington today!
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Ready June 2026
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Floor Plan

1st Floor
2nd Floor

Specifications

  • Address
    4028 Monetta Drive
  • City, St, Zip
    Elgin, SC 29045
  • Bedrooms
    4
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    1,709
  • Price
    $261,974
  • Estimated Completion Date
    Ready June 2026
  • Community
    Ellington
  • Plan
    Evans
  • Status
    Under Construction
  • Homesite
    3141
  • Garages
    1-Car
  • Primary Bedroom Location
    Main Floor

Map & Directions

Community Directions
  • From I-20 E: Take exit 82 for Spears Creek Church Rd.
  • Turn right onto Spears Creek Church Rd.
  • Travel .2 miles and turn left onto Percival Rd.
  • Travel 1.8 miles and turn left onto Sandy Oaks Rd.
  • Ellington will be on the right in .5 miles.


Home Address

4028 Monetta Drive
Elgin, SC 29045

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Schools

Ellington Schools

*Schools can change without notice. Verify with the local school district.

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Ellington Included Features

Community Amenities

Cabana

Pool

Lazy River

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Silverton Mortgage is authorized to originate FHA and VA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

*Contact the community sales manager for a list of eligible homes. Contracts written on or after 02/09/2026. Loan must close before 08/09/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. 392,755 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.422% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,761.45 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $1,987.70 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,017.16. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

***Example of 100% LTV (0 Down) 5/1 ARM VA Loan Program with $400,000 sales price. 400,000 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 0% cash down payment of $0 required. Example includes $1,595 origination fee, 4.733% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,793.95 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $2,091.17 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,072.82. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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