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13 Plantation Drive

Youngsville, NC 27596
$399,000
Calculator$0/mo
  • Beds4
  • Baths3
  • Sq Ft2,650
  • Stories2
  • Garage2-Car

USDA Eligible! Qualified buyers may be able to purchase with no down payment, making homeownership more attainable! Welcome to this beautiful home offering thoughtful design, stylish finishes, and exceptional indoor-outdoor living! The main-level guest bedroom provides wonderful flexibility and can easily function as a home office. The open living areas feature luxury vinyl plank flooring, creating a warm and inviting atmosphere. The spacious kitchen is designed to impress with a seven-foot island, custom cabinetry, quartz countertops, tile backsplash, and stainless-steel appliances. It opens seamlessly to the great room, where abundant natural light and an open-concept layout create the perfect space for everyday living and entertaining. The spacious primary suite features a tray ceiling, dual walk-in closets and en-suite bath with a five-foot shower and double quartz vanity. Generously sized secondary bedrooms include walk-in closets, while the open bonus area functions beautifully as a second great room! Enjoy relaxing on the rear screened porch, which overlooks open space!
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Floor Plan

1st Floor
2nd Floor

Specifications

  • Address
    13 Plantation Drive
  • City, St, Zip
    Youngsville, NC 27596
  • Bedrooms
    4
  • Full Baths
    3
  • Sq Ft
    2,650
  • Price
    $399,000
  • Estimated Completion Date
    Available Now
  • Community
    Winston Ridge
  • Plan
    Russell
  • Status
    Active
  • Homesite
    531
  • Garages
    2-Car
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From Downtown Raleigh - Take 401 / Capital Blvd to US-1N
  • Turn left on NC-96 N.
  • Turn right on Morning Glory Drive.
  • Turn left on Plantation Drive.
  • Continue on Plantation Drive.
  • Turn right on Sweetbay Park.
  • Turn left on Waterclover Path.
Home Address

13 Plantation Drive
Youngsville, NC 27596

View in Google Maps

Schools

Winston Ridge Schools

*Schools can change without notice. Verify with the local school district.

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Winston Ridge Included Features

Community Amenities

Clubhouse

Pavilion

Pool

Tree-lined Streets

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 09/14/2026. Loan must close before 01/12/2027. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates are only available until pool of funds is depleted or rate expires.

*Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed-rate loan with zero points based on 360 monthly payments at $2,227.56 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,595 origination fee, 6.372% APR, and 5.49% interest rate as of 09/25/26. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your builder sales manager for a list of eligible homes.

**Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $400,000 sales price. $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points. $2,227.56 monthly payments. First-year monthly payment $1,761.45 rate 3.49%, 6.237% APR. Second Year monthly payment $1,987.70 with an interest rate of 4.49% and 6.237% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,595 origination fee. 6.237% APR and 5.49% interest rate for years 3-30 of the loan as of 09/30/2026 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $8,471.64 to pay for the cost of the 2/1 Buydown. 

***Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. $392,755 loan amount - 5-yr adjustable-rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.876% APR, and 4.49% interest rate as of 10/13/2026 and a credit score of 740. Initial monthly payment will be $1,987.70 (P&I only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 5.49% with a first adjustment maximum payment of $2,227.56 (P&I only). The maximum lifetime rate will never be more than 9.49% with an estimated maximum monthly payment (P&I only) of $3,299.63. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Silverton Mortgage is authorized to originate USDA loans, but is not an agent of, or affiliated with, the U.S. Government. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. Vanderbilt Mortgage and Finance, Inc. dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561 (http://mnlsconsumeraccess.org/). All information is believed accurate and subject to change without notice. 

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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