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Mungo Homes
  • Raleigh / Durham
  • Franklin County
  • Winston Ridge
  • 8 Lotus Bend Way
as low as 2.99% (5.746% APR)*
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8 Lotus Bend Way

Youngsville, NC 27596
$410,000
Calculator$0/mo
  • Beds4
  • Baths3
  • Sq Ft2,650
  • Stories2
  • Garage2-Car

Step into this beautifully-designed new home featuring a versatile main-level guest bedroom—perfect as a private home office or flex space. The entire first floor showcases stylish luxury vinyl plank flooring, combining durability with modern appeal. The spacious kitchen is a true highlight, complete with a seven-foot island, custom cabinetry, quartz countertops, tile backsplash, stainless steel appliances and elegant pendant lighting—ideal for both everyday living and entertaining. Enjoy the open-concept great room filled with abundant natural light, anchored by a cozy gas fireplace - perfect for cold nights! The expansive primary suite offers a tray ceiling with crown molding and dual walk-in closets. The en-suite bath features a five-foot tiled shower, tile flooring, and double vanity with a quartz countertop for a spa-like feel. Additional highlights include generously-sized secondary bedrooms and an open bonus area that lives like a second great room—enjoy it as a media space or playroom!
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  • Community: Winston Ridge
  • Floor Plan: Russell
  • Homesite: 476
Available Now
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Floor Plan

1st Floor
2nd Floor

Specifications

  • Address
    8 Lotus Bend Way
  • City, St, Zip
    Youngsville, NC 27596
  • Bedrooms
    4
  • Full Baths
    3
  • Sq Ft
    2,650
  • Price
    $410,000
  • Estimated Completion Date
    Available Now
  • Community
    Winston Ridge
  • Plan
    Russell
  • Status
    Active
  • Homesite
    476
  • Garages
    2-Car
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From Downtown Raleigh - Take 401 / Capital Blvd to US-1N
  • Turn left on NC-96 N.
  • Turn right on Morning Glory Drive.
  • Turn left on Plantation Drive.
  • Continue on Plantation Drive.
  • Turn right on Sweetbay Park.
  • Turn left on Waterclover Path.
Home Address

8 Lotus Bend Way
Youngsville, NC 27596

View in Google Maps

Schools

Winston Ridge Schools

  • School Long Mill Elementary
  • School Cedar Creek Middle School
  • School Franklinton High School
*Schools can change without notice. Verify with the local school district.

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Winston Ridge Included Features

Community Amenities

Clubhouse

Pavilion

Pool

Tree-lined Streets

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All trademarks are the property of their respective owners.

Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 5/31/26. Loan must close before 6/30/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,608.63 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.147% APR, and 4.99% interest rate as of 09/09/25. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 09/09/25. Loan must close before 01/08/26.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,792.69 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,595 origination fee, 5.531% APR, and 4.75% interest rate as of 02/27/2026. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

*Contact the community sales manager for a list of eligible homes. Contracts written on or after 02/09/2026. Loan must close before 08/09/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. 392,755 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.422% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,761.45 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $1,987.70 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,017.16. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

***Example of 100% LTV (0 Down) 5/1 ARM VA Loan Program with $400,000 sales price. 400,000 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 0% cash down payment of $0 required. Example includes $1,595 origination fee, 4.733% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,793.95 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $2,091.17 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,072.82. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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