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16214 White Oak Tree Court

Chesterfield, VA 23832
$408,730
Calculator$0/mo
  • Beds4
  • Baths2.5
  • Sq Ft1,976
  • Stories2

*MOVE IN BEFORE SCHOOL STARTS!* Welcome to The Rosebury—a move-in ready gem in the sought-after Cosby School District! This beautiful, traditional-style home features three spacious bedrooms on the second floor, one guest bedroom on the first floor, and two-and-one-half bathrooms. A charming covered front porch opens to an open-concept living area with durable luxury vinyl plank flooring throughout. The great room flows into the dining area and a kitchen with granite countertops, Oyster cabinetry, a designer tile backsplash, a large center island, and a walk-in pantry. At the rear, you’ll find a mudroom and laundry room. Upstairs, all bedrooms feature walk-in closets. The primary suite includes an oversized closet and an en-suite bathroom with double vanities and a large, tiled shower. The home also offers designated two-car parking spots at the back for easy access and added convenience. Enjoy maintenance-free living with lawn care and exterior upkeep taken care of, so you can spend more time enjoying your home. This move-in ready home offers outstanding value. Don’t miss your chance to settle before summer— schedule your tour today! Photos are from our Rosebury model, not the actual home.
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Floor Plan

Specifications

  • Address
    16214 White Oak Tree Court
  • City, St, Zip
    Chesterfield, VA 23832
  • Bedrooms
    4
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    1,976
  • Price
    $408,730
  • Estimated Completion Date
  • Community
    Hampton Park Cottages
  • Plan
    Rosebury
  • Status
    Under Construction
  • Homesite
    16
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From 288 S: Exit onto US 360 West Hull Street Rd.
  • Travel 4.9 miles, and turn left onto Otterdale Rd.
  • At the first roundabout, take a right onto Hampton Park Drive.
  • Hampton Park Cottages will be on your right.



Home Address

16214 White Oak Tree Court
Chesterfield, VA 23832

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Schools

Hampton Park Cottages Schools

*Schools can change without notice. Verify with the local school district.

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Hampton Park Cottages Included Features

Features

Some amenities may require an additional HOA fee. See sales agent for details.

Community Amenities

Common Areas

Park

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 06/16/2025. Loan must close before 09/16/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 96.5% LTV FHA Loan Program with $400,000.00 sales price. $392,755.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,105.99 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $14,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.748% APR, and 4.99% interest rate as of 06/16/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

Example of 100% LTV (0% Cash Down) VA Loan Program with $400,000.00 sales price. $413,200.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,215.62 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.296% APR, and 4.99% interest rate as of 06/16/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 06/16/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

This offer cannot combined with other incentives.

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