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as low as 4.99% (5.798% APR)*
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5609 Retledge Street

Charlotte, NC 28269
$309,814
Calculator$0/mo
  • Beds3
  • Baths2.5
  • Sq Ft1,462
  • Stories2
  • Garage1-Car

Welcome to this thoughtfully designed two-story townhome, offering three bedrooms and two-and-one-half bathrooms. Just inside the front entry, you’re greeted by a spacious open-concept great room that flows seamlessly into the kitchen and inviting eat-in dining area—perfect for both everyday living and entertaining. Upstairs, the primary suite provides a comfortable retreat, complete with a boxed ceiling, a generous walk-in closet, and an en suite bathroom featuring dual vanities. Two additional bedrooms and a full bathroom offer flexibility for guests, loved ones, or for a home office. A conveniently located laundry closet just outside the secondary bedrooms adds ease to daily routines. Additional highlights include a one-car garage with direct entry, where you’ll find a powder room and a practical drop zone with built-in bench seating and cubbies—ideal for keeping everything organized and within reach.
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Floor Plan

1st Floor
2nd Floor

Specifications

  • Address
    5609 Retledge Street
  • City, St, Zip
    Charlotte, NC 28269
  • Bedrooms
    3
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    1,462
  • Price
    $309,814
  • Estimated Completion Date
    Available Now
  • Community
    Nichols Landing
  • Plan
    Cannalily
  • Status
    Active
  • Homesite
    33
  • Garages
    1-Car
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From Downtown Charlotte: Get on I-77 from W 6th St. and W 5th St.
  • Travel 5 miles, and follow I-77 to US-21 N/Sunset Rd.
  • Take exit 16 A from I-77.
  • Travel 5 miles, and continue on US-21 N/Sunset Rd.
  • Take Old Statesville Rd to Gibbon Rd.
  • Travel 1.4 miles to Nichols Landing.


Home Address

5609 Retledge Street
Charlotte, NC 28269

View in Google Maps

Schools

Nichols Landing Schools

*Schools can change without notice. Verify with the local school district.

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Nichols Landing Included Features

Community Amenities

Dog Park

Pickleball Court

Pool

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 9/30/26. Loan must close before 11/30/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates are only available until pool of funds is depleted or rate expires.

*Example of FHA 96.5% LTV (3.5% Down Payment) Loan Program with $300,000 sales price. $294,566 loan amount (including upfront mortgage premium) - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,579.49 each (principal and interest only). Down payment of $10,500 required. Example assumes 640 credit score and includes $1,595 origination fee, 5.798% APR, and 4.99% interest rate as of 07/14/2026. Monthly payments do not include required mortgage insurance, taxes, insurance premiums, or other applicable escrows. Actual payment amount will be higher. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

***Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. $392,755 loan amount - 5-yr adjustable-rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.773% APR, and 3.99% interest rate as of 07/14/2026 and a credit score of 740. Initial monthly payment will be $1,872.81 (principal and interest only). After the initial fixed-rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never exceed 4.99%, with a maximum first adjustment payment of $2,105.99 (principal and interest only). The maximum lifetime rate will never exceed 8.99%, with an estimated maximum monthly payment (principal and interest only) of $3,157.37. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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