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412 White Oak Garden Way

Garner, NC 27529
$435,151
Calculator$0/mo
  • Beds3
  • Baths2.5
  • Sq Ft2,271
  • Stories2
  • Garage2-Car

Discover an exceptional lifestyle in this beautifully designed home, conveniently located just minutes from the White Oak Shopping Center and only 15 minutes from vibrant downtown Raleigh. As you enter, the spacious open-concept layout invites you in, seamlessly connecting the kitchen, eat-in area, and great room—perfect for relaxing or entertaining. The first floor also includes a dedicated office space, ideal for enhancing productivity. Upstairs, you'll find three generously sized secondary bedrooms, along with a versatile flex room great for entertaining. You'll also find an expansive storage space. This home offers a unique blend of elegance, practicality, and convenience.
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Ready February 2026
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Floor Plan

1st Floor
2nd Floor

Specifications

  • Address
    412 White Oak Garden Way
  • City, St, Zip
    Garner, NC 27529
  • Bedrooms
    3
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    2,271
  • Price
    $435,151
  • Estimated Completion Date
    Ready February 2026
  • Community
    Renaissance at White Oak
  • Plan
    Dabney
  • Status
    Under Construction
  • Homesite
    315
  • Garages
    2-Car
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From Raleigh: Take I-40 E to Exit 306.
  • Exit eastbound onto Hwy 70 Business towards Clayton.
  • At the first traffic light, turn right onto Raynor Rd.
  • Travel 1.3 miles, and Renaissance at White Oak will be on the left.
Home Address

412 White Oak Garden Way
Garner, NC 27529

View in Google Maps

Schools

Renaissance at White Oak Schools

*Schools can change without notice. Verify with the local school district.

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Renaissance at White Oak Included Features

Community Amenities

Common Areas

Dog Park

Park

Playground

Pool

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 10/31/25. Loan must close before 12/31/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 7/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

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