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6440 Lila Crest Lane

Midlothian, VA 23112
$499,000
Calculator$0/mo
  • Beds3
  • Baths2.5
  • Sq Ft1,951
  • Stories2
  • Garage2-Car

This thoughtful two-story home offers three bedrooms—each with its own walk-in closet—and two-and-one-half baths. The first floor features an open layout with luxury vinyl plank flooring and crown molding throughout, a spacious great room, and a flexible home office. The kitchen shines with granite countertops and flows into the dining area with access to a covered porch for effortless indoor–outdoor living. Upstairs, a versatile loft connects the secondary bedrooms and full bath, while the primary suite sits down the hall for added privacy, offering a large walk-in closet and a private bath with dual sinks and a walk-in shower. A conveniently located laundry room and a two-car garage complete this highly livable design.
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Ready June 2026
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Floor Plan

1st Floor r2
2nd Floor

Specifications

  • Address
    6440 Lila Crest Lane
  • City, St, Zip
    Midlothian, VA 23112
  • Bedrooms
    3
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    1,951
  • Price
    $499,000
  • Estimated Completion Date
    Ready June 2026
  • Community
    Cottages at Millwood
  • Plan
    Kershaw
  • Status
    Under Construction
  • Homesite
    70
  • Garages
    2-Car
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From Route 288: travel to Hull Street Road W.
  • Travel 3.5 miles and turn right onto Fox Club Parkway.
  • Turn right onto Village Square Parkway.
  • Cottages at Millwood will be on the left.

By Appointment Only | Schedule Today! 804-552-5743

Home Address

6440 Lila Crest Lane
Midlothian, VA 23112

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Schools

Cottages at Millwood Schools

*Schools can change without notice. Verify with the local school district.

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Cottages at Millwood Included Features

Community Amenities

Firepit

Pavilion

Sidewalks

Walking Trails

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 2/28/26. Loan must close before 3/31/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 7/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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