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8603 Polar Bear Court

Summerfield, NC 27358
$625,000
Calculator$0/mo
  • Beds4
  • Baths3
  • Sq Ft3,070
  • Stories2
  • Garage3-Car

Situated on nearly one acre, the Saluda II blends space and modern style with elevated finishes throughout. A stunning foyer with a vaulted ceiling creates an impressive first impression. The main level features hardwood floors, a coffered ceiling in both the dining and great rooms, and a spacious kitchen with an oversized quartz island, gas cooktop, and double ovens. The sunroom fills the home with natural light and opens to a deck overlooking a private, wooded backyard. A main-level guest suite with full bath adds flexibility. Upstairs, enjoy nine-foot ceilings and a luxurious primary suite with a boxed ceiling, private sitting room, and spa-like bath. A three-car garage completes this exceptional home.
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Ready September 2026
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Floor Plan

1st Floor
2nd Floor

Specifications

  • Address
    8603 Polar Bear Court
  • City, St, Zip
    Summerfield, NC 27358
  • Bedrooms
    4
  • Full Baths
    3
  • Sq Ft
    3,070
  • Price
    $625,000
  • Estimated Completion Date
    Ready September 2026
  • Community
    Lilah Grove
  • Plan
    Saluda II
  • Status
    Under Construction
  • Homesite
    14
  • Garages
    3-Car
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From Hwy 158 E: Travel to Rumbley Rd.
  • Travel approximately .5 miles, and turn left onto Murphy Rd.
  • Travel approximately .6 miles, and turn right onto Murphy's Crossing Rd.
  • You have arrived at Lilah Grove. 

By Appointment Only | Schedule Today! 336-920-8973

Home Address

8603 Polar Bear Court
Summerfield, NC 27358

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Schools

Lilah Grove Schools

*Schools can change without notice. Verify with the local school district.

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Lilah Grove Included Features

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All trademarks are the property of their respective owners.

Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 7/31/26. Loan must close before 9/30/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

*Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,595 origination fee, 5.798% APR, and 4.99% interest rate. Rate, fees, other charges and terms subject to change.

***Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. 392,755 loan amount - 5-yr adjustable-rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.773% APR, and 3.99% interest rate. Initial monthly payment will be $1872.81 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.99% with a first adjustment maximum payment of $2,105.99  (principal and interest only). The maximum lifetime rate will never be more than 8.99% with an estimated maximum monthly payment (principal and interest only) of $3,3157.37. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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