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16202 White Oak Tree Court

Chesterfield, VA 23832
$434,000
Calculator$0/mo
  • Beds4
  • Baths2.5
  • Sq Ft1,976
  • Stories2

Welcome to The Rosebury! This beautiful Farmhouse-style home features three spacious bedrooms upstairs, a guest bedroom on the first floor, and two-and-one-half bathrooms. Step inside from the charming covered front porch into an open-concept main living area with stylish, durable luxury vinyl plank flooring throughout. The great room flows seamlessly into the dining area and a Gourmet Kitchen, complete with quartz countertops, a designer tile backsplash, a large center island, and a walk-in pantry for ample storage. At the rear of the home, you’ll find a convenient mudroom and a separate laundry room. Upstairs, every bedroom offers a generous walk-in closet, while the spacious primary suite boasts an oversized walk-in and an en-suite bathroom with a double-sink vanity and a large shower. Two designated parking spots at the back provide easy access and added convenience. Enjoy maintenance-free living with lawn care and exterior upkeep included, giving you more time to relax and enjoy your home. Located in the highly sought-after Cosby High School district, don’t miss your chance to make The Rosebury yours. Schedule your tour today!

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Ready September 2025
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Specifications

  • Address
    16202 White Oak Tree Court
  • City, St, Zip
    Chesterfield, VA 23832
  • Bedrooms
    4
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    1,976
  • Price
    $434,000
  • Estimated Completion Date
    Ready September 2025
  • Community
    Hampton Park Cottages
  • Plan
    Rosebury
  • Status
    Under Construction
  • Homesite
    18
  • Primary Bedroom Location
    Upstairs

Map & Directions

Community Directions
  • From 288 S: Exit onto US 360 West Hull Street Rd.
  • Travel 4.9 miles, and turn left onto Otterdale Rd.
  • At the first roundabout, take a right onto Hampton Park Drive.
  • Hampton Park Cottages will be on your right.



Home Address

16202 White Oak Tree Court
Chesterfield, VA 23832

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Schools

Hampton Park Cottages Schools

*Schools can change without notice. Verify with the local school district.

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Hampton Park Cottages Included Features

Features

Some amenities may require an additional HOA fee. See sales agent for details.

Community Amenities

Common Areas

Park

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 7/21/2025. Loan must close before 11/19/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 7/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Arbor Homes sales manager for a list of eligible homes.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Arbor Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Arbor Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

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