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8501 Chimney Rock Drive

Mechanicsville, VA 23116
$688,832
Calculator$0/mo
  • Beds3
  • Baths2.5
  • Sq Ft2,527
  • Stories2
  • Garage2-Car

Basement Included!

This home is a standout, garnering over 2,500 square feet across two finished levels, plus a 1,200-square-foot walkout basement, ideal for storage, a workshop, or future expansion. The exterior features durable taupe Hardie® siding with black shutters and a welcoming wide front porch, while the rear provides multiple outdoor living spaces with a covered porch, wood deck, and concrete patio. Inside, the open main level is anchored by a bright kitchen with white cabinetry, granite countertops, stainless steel appliances, and a tile backsplash, flowing seamlessly into the eat-in area and great room with a gas fireplace. A first-floor primary suite offers a spacious walk-in closet and a bath with neutral quartz countertops, white ceramic tile, and a distinctive hexagon mosaic shower pan. A flex room on the main level provides the perfect space for a home office or hobby area. Upstairs, a generous loft, two bedrooms, a full hall bath, and a large unfinished floored storage area over the garage add both comfort and versatility. Thoughtfully designed with timeless finishes, versatile living areas, and the best value in the community, this home delivers style, function, and affordability.
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Ready December 2025
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Floor Plan

1st Floor
2nd Floor
Basement

Specifications

  • Address
    8501 Chimney Rock Drive
  • City, St, Zip
    Mechanicsville, VA 23116
  • Bedrooms
    3
  • Full Baths
    2
  • Half Baths
    1
  • Sq Ft
    2,527
  • Price
    $688,832
  • Estimated Completion Date
    Ready December 2025
  • Community
    Stags Trail
  • Plan
    Willow Oak
  • Status
    Under Construction
  • Homesite
    15
  • Garages
    2-Car
  • Primary Bedroom Location
    Main Floor

Map & Directions

Community Directions
  • From 301 N: Turn right onto Rural Point Rd.
  • Turn right onto Chimney Rock Dr.
Home Address

8501 Chimney Rock Drive
Mechanicsville, VA 23116

View in Google Maps

Schools

Stags Trail Schools

*Schools can change without notice. Verify with the local school district.

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Stags Trail Included Features

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Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 10/31/25. Loan must close before 12/31/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 7/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,842.74each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $350,000 sales price, $343,660 loan amount, $12,250 cash down payment 30-year fixed-rate loan with 0 points - $1,842.74 monthly payments. First-year monthly payment $1,447.03 with an interest rate of 2.99%, 5.746% APR. Second Year monthly payment $1,638.70 with an interest rate of 3.99%,  5.746% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 3-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $7,197.00 to pay for the cost of the 2/1Buydown.

Example of FHA 96.5% LTV (3.5% Down Payment) 3-2-1 Buydown Loan Program with $400,000 sales price, $392,755 loan amount, $14,000 cash down payment 30-year fixed-rate loan with 0 points - $2,105.99 monthly payments. First-year monthly payment $1,449.74 with an interest rate of 1.99%, 5.746% APR. Second Year monthly payment $1,653.75 with an interest rate of 2.99%,  5.746% APR. Third Year monthly payment $1,872.81 with an interest rate of 3.99%,  5.746% APR.  Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,495 origination fee. 5.746% APR and 4.99% interest rate for years 4-30 of the loan as of 07/22/2025 and a credit score of 720. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $16,100.04 to pay for the cost of the 2/1Buydown.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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