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  • Columbia
  • Northeast / Blythewood
  • Porter Ridge
Cumberland Plan
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Porter Ridge

SC-12 W | Elgin, SC
 | Mid $300s

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Welcome to Porter Ridge, a new-home community nestled in Kershaw County. Offering 185 spacious homesites ranging from 1,677 to 4,336 square feet, Porter Ridge gives buyers the flexibility to choose the perfect layout, whether it’s a cozy single‑story design or a generous two‑story plan with space for entertaining, work, and play. Future community amenities will enhance the neighborhood’s appeal, including a resort‑style pool and cabana, perfect for relaxing summer days, gathering with neighbors, and making lifelong memories.
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Photo Gallery

Community Photo Gallery
  • Webster II Plan
  • Yates II Plan
  • Nottely Plan
  • Roland II Plan
  • Warwick II Plan
  • Savannah Plan
  • Yates II | Entry
  • Yates II | Kitchen
  • Yates II | Kitchen
  • Yates II | Butler's Pantry
  • Yates II | Great Room
  • Yates II | Dining Room
  • Yates II | Sunroom
  • Yates II | Primary Bedroom
  • Yates II | Primary Bathroom
  • Yates II | Secondary Bedroom
  • Yates II | Secondary Bedroom
  • Cumberland I Entry
  • Cumberland I Kitchen
  • Cumberland I Kitchen
  • Cumberland I Great Room
  • Cumberland I Eat-in
  • Cumberland I Primary Bedroom
  • Cumberland I Primary Bathroom
  • Cumberland I Flex Room
  • Cumberland I Secondary Bedroom
  • Cumberland I Secondary Bedroom
  • Warwick II | Entry
  • Warwick II | Kitchen
  • Warwick II | Kitchen
  • Warwick II | Great Room
  • Warwick II | Dining Room
  • Warwick II | Sunroom
  • Warwick II | Primary Bedroom
  • Warwick II | Primary Bathroom
  • Warwick II | Primary Bathroom
  • Warwick II | Primary Bedroom Seating Area
  • Warwick II | Primary Suite
  • Warwick II | Loft
  • Warwick II | Office
  • Warwick II | Nursery
  • Webster II | Entry
  • Webster II | Kitchen
  • Webster II | Kitchen
  • Webster II | Great Room
  • Webster II | Sunroom
  • Webster II | Primary Bedroom
  • Webster II | Primary Bathroom
  • Webster II | Nursery
  • Webster II | Office

Porter Ridge Included Features

Community Amenities

Cabana

Pool

Schools

Porter Ridge Schools

  • School Doby's Mill Elementary
  • School Leslie M. Stover
  • School Lugoff Elgin High
*Schools can change without notice. Verify with the local school district.

Map & Directions

Community Directions
  • Head NE of I-20 E.
  • Take exit 87 for White Pond Road.
  • Turn right onto Fort Jackson Blvd.
  • Turn right onto SC-12 W.
  • Porter Ridge is on the right.
View in Google Maps

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All trademarks are the property of their respective owners.

Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written before 5/31/26. Loan must close before 6/30/26. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,608.63 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.147% APR, and 4.99% interest rate as of 09/09/25. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 09/09/25. Loan must close before 01/08/26.

Example of 96.5% LTV FHA Loan Program with $350,000.00 sales price. $343,660.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,792.69 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $12,250 required. Example assumes 780 credit score and includes $1,595 origination fee, 5.531% APR, and 4.75% interest rate as of 02/27/2026. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

Example of 100% LTV (0% Cash Down) VA Loan Program with $350,000.00 sales price. $350,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,938.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.302% APR, and 4.99% interest rate as of 07/22/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Mungo Homes sales manager for a list of eligible homes.

*Contact the community sales manager for a list of eligible homes. Contracts written on or after 02/09/2026. Loan must close before 08/09/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 96.5% LTV (3.5% Cash Down) FHA 5/1 ARM Loan Program with $400,000 sales price. 392,755 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 3.5% cash down payment of $14,000 required. Example includes $1,595 origination fee, 5.422% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,761.45 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $1,987.70 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,017.16. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

***Example of 100% LTV (0 Down) 5/1 ARM VA Loan Program with $400,000 sales price. 400,000 loan amount - 5-yr adjustable rate loan (30-yr term) with zero points based on 360 monthly payments. 0% cash down payment of $0 required. Example includes $1,595 origination fee, 4.733% APR, and 3.49% interest rate as of 02/09/2026. Initial monthly payment will be $1,793.95 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 4.49% with a first adjustment maximum payment of $2,091.17 (principal and interest only). The maximum lifetime rate will never be more than 8.49% with an estimated maximum monthly payment (principal and interest only) of $3,072.82. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025

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